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We are so happy you have chosen to make Union Lofts your new home! Before applying, we ask that you take a moment and read though our Rental Application Requirements and Criteria
Rental Application and Application Fee
Each applicant of legal age must submit a rental application. There is a non-refundable application fee of $49.99 per applicant.
Photo I.D. and Social Security Card
A valid government issued photo I.D. and Social Security Card is required to verify applicant’s identity.
Credit History - Although your credit will be pulled, please note this is only a soft hit on your score. :
FICO score: 700 or higher to be considered an applicant
Income Guidelines:
All applicants may combine their income to meet the requirement of grossing 3 times the rent.
If an applicant does not meet 3 times the rent, a family member or guardian may be a co-signer, as long as they prove 5 times the rent. The co-signer must pass the complete background check (criminal, credit, rental, etc.).
Union Lofts does not accept housing assistance vouchers (Section 8).
Immediate Disqualifications:
A current, non-discharged Bankruptcy action, Falsified information, Eviction less than 5 years (and not included in bankruptcy), Housing related debt or Rental reference that would not re-rent for documented reasons.
An applicant will be denied if they have been convicted, pled guilty or no contest to a felony crime in the last 7 years.
Any misdemeanor in the last three years will be a disqualification. A misdemeanor over three years ago is not looked at and will not cause your application to be denied. (Exception: criminal vehicle or licensing records are not counted; i.e. DUI, fishing w/o license, etc.)
Occupancy Standard.
For health and safety reasons, we have the following occupancy standards, we will not allow more people than the maximum number of occupants living in the house or apartment.
Maximum number of occupants allowed for a studio or one-bedroom apartment is 2 people.
No pets
The tenant screening may consist of, but not limited to the following: credit, criminal, eviction, public records, current and former landlord references, verification of income, other sources and screening reports obtained through an authorized reporting agency: You may request a free credit report within 60 days of adverse action/denial. You have the right to dispute any or all information. Your application will be processed as quickly as possible. We expect it to take approximately 24-48 hours to be Fully Approved; however, that is dependent on the receipt of the necessary information from those involved in the process, including you.